Florida Home Insurance: Coverage Check-Up

Florida home insurance policies do not include coverage for flood.  Flood insurance must be purchased as a completely separate policy.  Other things that may not be covered include:  animal liability, water and sewer back-up, and coverage for jewelery, or fine arts.  It is also important to have the highest amount of liability protection in the policy, as well as double checking that  the policy is written on a replacement cost basis.  If you need a Florida home insurance check-up; contact our agency today.