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You are beyond excited because you recently purchased a brand new Jeep and have had several modifications done to make it completely tricked out!  Now, your Jeep boasts a lift kit, oversized tires, custom rims, an off-road light kit, and snorkel.  Not to mention, the new sound system and custom paint job.  You know you've been dreaming of this vehicle forever and now it is finally yours.  Please understand, however, that the Florida auto insurance carriers may not have the same view of your Jeep and its worth if you got into an accident and had to file a claim.  Typically, custom parts and modifications are not automatically included in your auto policy coverage.  The insurance carrier is insuring a standard Jeep as it comes off the lot at the dealership.  If you want to make sure all of your extras are covered, you better contact your agent.  Some carriers offer an "agreed value" or "stated value" coverage or will endorse customizations up to certain limits.  If you just have a standard policy, please understand that you most likely do not have coverage for all of your extras.  Double check your Florida auto insurance policy and then speak with your agent.  Better safe than sorry!  You can also submit an auto insurance quote request to us and we will be happy to send you some comparisons with carriers like Met Life, Safeco, The Hartford, Travelers, Progressive, Mercury, Hagerty and more.  Remember...there is never a problem with your insurance until it is time to file a claim.
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